What Is A Public Adjuster?

public adjuster assessing storm damage

Many people do not know what a public adjuster is until they have had to contact their insurance company.  Most people do not have to directly contact their insurance company unless their house has been damaged by a flood, fire, pipe bursting, or storm damage.  Because this can be an exceptionally emotionally draining time in a homeowner’s life, it is always wise to connect with a public adjuster.

Regarding insurance claims, there are three types of adjuster a person might meet.  Staff adjusters work for the insurance company.  They may not necessarily have our best interests in mind, as they work for the insurance company.  There is also an independent adjuster who fills a similar role by working as a subcontractor for the insurance firm.  A public adjuster, on the other hand, works directly for you to ensure you get the maximum value from your claim and policy.

A public adjuster is an independent contractor that works with the insurance company to make sure you get the insurance settlement that you deserve.  Because homeowners are overwhelmed with the sheer damage, possibly temporary living conditions,  and an abundance of paperwork, they may miss a detail in their insurance claim, possibly missing out on thousands of dollars in benefits.  If you work with a public adjuster, you can ensure your rights as a policyholder are being addressed, ensuring you get the maximum value from your insurance claim.

A public adjuster assesses the damage from a fire, flood or storm, making sure that nothing is missed.  The adjustor than finds a full and accurate value of every loss. They work with you to file your insurance claims so they are processed quickly and accurately, negotiating with your insurance company to maximize your benefits.

Guardian Public Adjusters serves commercial and residential clients throughout the state of Illinois. If you have questions about working with us, call our team at 309-267-4490 to learn more.

Sources

https://guardianpublicadjusters.com/

https://www.proflossadjuster.com/blog/bid/62846/Real-World-Insurance-Claim-Example-2

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Labels: fire damage claims flood claims guardian public adjuster Insurance claims storm claims storm insurance what is a public adjuster

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