What is a public adjuster?
In the world of insurance claims, there are three types of adjusters you might encounter. Staff adjusters are the ones who work for the insurance company. They may not necessarily have your best interests in mind, particularly when it comes to determining the value of a claim. An independent adjustor fills a similar role by working as a subcontractor for the insurance firm. Only a public adjuster works directly for you to ensure you get the maximum value from your claim and policy.
Why would I hire a licensed public adjuster?
When your home or business is affected by a disaster, it can be stressful and overwhelming. But, if you miss details in your insurance claim, you could miss out on thousands in benefits. By working with a public adjuster, you can ensure your rights as a policyholder are being addressed and you get the maximum value from your insurance claim.
What can a licensed public adjuster do for me?
We can help you with your insurance claim in a number of ways. First, we assess the damage from a fire, flood, or storm to be sure nothing important has been missed. Then, we help you to find a full and accurate value of every loss. And finally, we work with you to file your insurance claims so they can be processed quickly, and negotiate with your insurance company to see that you get every dollar you deserve.
Who do public adjusters help?
We help clients with both residential and commercial claims. If you have a home or business that has been affected by a disaster, we’ll work with you to ensure your claim is filed properly and you get the money you’re entitled to.
What cities does Guardian Public Adjusters service?
Guardian Public Adjusters serves commercial and residential clients throughout the state of Illinois. If you have questions about working with us, call our team at 309-267-4490 to learn more.
What makes Guardian different from other public adjusters in Illinois?
Our company was founded on the philosophy of service. We work one-on-one with every commercial and residential customer because that’s how we would want to be treated during a stressful and difficult time. We won’t rest until we know your insurance claim is as comprehensive as possible.
When should I work with a public adjuster?
When a disaster like a fire, flood, or storm wreaks havoc, insurance claim adjusters can be overwhelmed. Also, your insurance company might not have your best interests in mind. That’s why it’s smart to have a trained adjuster working on your behalf to make sure you get the money you’re entitled to through your policy.
Will I lose insurance or have my premiums increased if I hire a public adjuster?
No. You purchased insurance to protect yourself from natural disasters and other unpredictable mishaps in the first place. As public adjusters, we simply do what we can to make sure you are properly compensated for your losses.
Is hiring a public adjuster a way to pull an insurance scam?
Absolutely not. A good public adjuster won’t do anything illegal or unethical. We simply make things easier and faster by streamlining the claims process and advocating on your behalf so you get the full value of your losses.