Understanding Vandalism Insurance Claims


When it comes to vandalism insurance claims, you might not be aware of what counts as vandalism and if your policy covers vandalism in the first place. That’s why at Guardian Public Adjusters we will work with you to understand your policy and if you would be covered if you fall victim to acts of vandalism.

What is Vandalism?

Vandalism means someone intentionally doing an action to damage your property without your approval. There are quite a few things that can count as vandalism, but some common things we see in homes and businesses include:

  • Spray Painting
  • Breaking Windows & Lights
  • Smashed Mailboxes

Although not all homeowner’s insurance policies cover vandalism, a lot of them do! If your home’s been damaged, and you’re not sure if your covered, that’s a clear sign you need to hire a professional to review your policy. This will ensure that you’re compensated for any damages that resulted from the vandalism.

Your Vandalism Insurance Claims Experts

After you contact the authorities, the next thing to do is to hire a professional to evaluate your policy. If you are covered, you can then begin the process of filing your claims. If your property has been vandalized, contact the professionals at Guardian Public Adjusters! We will work on your behalf and make sure you receive everything your entitled to. Don’t just assume you are at a loss- contact us today!