Many people decide to hire a public adjuster after they have incurred property damage. Listed below are the top four reasons to hire a public adjuster to handle your claims process.
- Experience – A good public claims adjuster handles numerous claims each year. This valuable experience means that a public adjuster knows what damages can be claimed and how to expedite the claim process. Some property damage is obvious but other damages are unseen or only become apparent weeks or months after the incident. A public adjuster is aware of these unseen damages and can assist property owners in filing claims for all damages, even damages the property owner is unaware of.
- Expertise – Public claims adjusters have knowledge regarding insurance claims that the average property owner may not have. This expertise includes valuable knowledge about insurance regulations, industry standards, and insurance contracts that may seem overwhelming to the average consumer. This expertise, in combination with valuable experience, can help a public claims adjuster cut through red tape and receive a larger settlement in a more timely manner.
- Advocate for the property owner – A public claims adjuster is an advocate for the property owner. These advocates seek to ensure that the property owner receives fair compensation for any and all damages covered under the insurance policy. Additionally, a public claims adjuster can help a property owner successfully negotiate any settlements and ensure that the settlement protects the property owner’s best interests.
- Time and Emotional Energy – Damage to your property is often very traumatic. If you have been forced out of your house due to property damage, you may not have the time or emotional energy to properly advocate for yourself. In such a case, a public adjuster is likely to be able to not only properly assess damages and file a claim on your behalf, but also shield the property owner from any further emotional distress that may result from viewing their damaged property only from a financial perspective.
If you have suffered property damage, it is wise to at least consider seeking out professional assistance with your insurance claim.