When spring and summer roll around, the potential for strong thunderstorms greatly increases. With these thunderstorms, comes the potential for hail, which can severely damage the roof, siding, and windows of your home or property. If you experience hail damage and need to file an insurance claim, follow these simple steps
- Review Your Insurance Policy
If you receive hail damage to your home or property, it’s important that you understand what kind of insurance coverage you have for this type of damage. Some homeowner policies do not have coverage for hail damage, so it’s imperative that you determine your eligibility before filing a hail damage insurance claim. If you aren’t sure if you are covered, contact Guardian Public Adjusters today for a free professional review of your insurance coverage. - File A Hail Damage Insurance Claim
If it has been determined that you have insurance coverage for hail damage, contact your insurance company right away. Hail damage can sometimes be hard to see, but can cause big problems such as leaking roofs or moisture getting in through holes in your siding. Repairs cannot be started prior to making an insurance claim, so time is of the essence. - Settle Your Claim
When you file a hail damage insurance claim, your insurance company will send an adjuster to your home to survey the damage. It can be beneficial for you to hire a public adjuster that is working on your behalf. A public adjuster will inspect your home or property for hail damage and take an inventory of any damage and assign replacement values to that damage. They will also negotiate with the insurance company to ensure that you get the payout that you are entitled to. - Repair the Hail Damage
Once your claim has been settled, now is the time to have the repairs done to your home or property before any further damage has occurred. Hire a reputable contractor that will do the job right and in a timely manner.
If you do experience hail damage, take the time to review your insurance policy and understand your coverage. If you need assistance, Guardian Public Adjusters is here to review your plan, file insurance claim paperwork, inspect your property, and work on your behalf. Located in central Illinois, we are your trusted public adjuster. Contact us today for a free insurance claim review!