At Guardian Public Adjusters we understand that mold within your property is unsightly. Not only can mold damage your property, but it can cause health risks over long term exposure. In some cases, mold can make you sick and make your allergies or asthma flare-up. That’s why it’s important to assess the situation before it gets worse. At Guardian Public Adjusters we are here to help walk you through your insurance policy, and help you determine the correct plan of action to get your property back to normal. The first thing we look at when it comes to mold insurance claims is your homeowner insurance policy. This will determine if you are covered or not.
Homeowner insurance policies sometimes include mold in their coverage, but some coverages exclude it. Each policy is different, so at Guardian Public Adjusters we will work with you to help you understand your coverage. For example, mold coverage can depend on the cause of the mold. If the mold was after a disaster like a fire or a burst pipe, then there’s good change remediation is covered by your policy. Mold insurance claims can get confusing, that’s why it’s important to hire a professional to work with you. When you work with us, we will provide you the following mold damage claims services:
- Review your policy
- Explain your coverage
- Negotiate with your insurance company
- Work with you to file paperwork correctly and timely
Guardian Public Adjusters is your top choice of public adjuster throughout Central Illinois. We have experience helping both residential and commercial clients with their insurance settlements. If you have mold in your home and are unsure of your next step, contact the professionals at Guardian. We are here to help!